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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,832 | $196,972-75.2% | $182,262-73.2% | $198,609-75.4% |
| Participation rate | 87.0% | 85.7%+1.3pp | 84.2%+2.7pp | 82.4%+4.6pp |
| Annual return | 16.18% | 158.27%-142.1pp | 140.60%-124.4pp | 202.70%-186.5pp |
| Employer contribution / active EE | $1,382 | $5,364-74.2% | $5,046-72.6% | $5,055-72.7% |
| Participant deferral / active EE | $8,827 | $8,643+2.1% | $8,276+6.7% | $6,977+26.5% |
| Admin fee / account holder | $13,986 | $18,429-24.1% | $16,712-16.3% | $19,030-26.5% |