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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,697 | $72,071+30.0% | $68,368+37.0% | $137,256-31.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.05% | 353.14%-337.1pp | 292.57%-276.5pp | 220.34%-204.3pp |
| Employer contribution / active EE | $2,977 | $2,788+6.8% | $2,649+12.4% | $4,156-28.4% |
| Participant deferral / active EE | $12,980 | $4,410+194.3% | $4,123+214.8% | $6,407+102.6% |
| Admin fee / account holder | $776 | $5,336-85.4% | $5,150-84.9% | $12,270-93.7% |