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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,840 | $162,136-40.9% | $152,301-37.1% | $154,746-38.1% |
| Participation rate | 93.3% | 84.1%+9.2pp | 82.4%+10.9pp | 80.7%+12.6pp |
| Annual return | 16.06% | 91.02%-75.0pp | 80.50%-64.4pp | 172.34%-156.3pp |
| Employer contribution / active EE | $9,542 | $4,890+95.1% | $4,624+106.3% | $4,379+117.9% |
| Participant deferral / active EE | $5,288 | $8,341-36.6% | $8,004-33.9% | $6,730-21.4% |
| Admin fee / account holder | $1,063 | $15,759-93.3% | $14,398-92.6% | $14,365-92.6% |