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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,866 | $150,346+190.6% | $120,524+262.5% | $145,877+199.5% |
| Participation rate | 80.0% | 78.8%+1.2pp | 71.9%+8.1pp | 80.3%-0.3pp |
| Annual return | 8.59% | 154.40%-145.8pp | 107.36%-98.8pp | 551.28%-542.7pp |
| Employer contribution / active EE | $13,516 | $4,353+210.5% | $3,469+289.6% | $4,663+189.9% |
| Participant deferral / active EE | $9,026 | $6,172+46.2% | $4,994+80.8% | $6,691+34.9% |
| Admin fee / account holder | $21,749 | $12,215+78.0% | $9,440+130.4% | $13,402+62.3% |