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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,263 | $102,938-60.9% | $94,105-57.2% | $138,895-71.0% |
| Participation rate | 66.7% | 74.6%-8.0pp | 71.9%-5.3pp | 79.9%-13.3pp |
| Annual return | 26.55% | 250.28%-223.7pp | 204.55%-178.0pp | 145.39%-118.8pp |
| Employer contribution / active EE | $2,344 | $2,732-14.2% | $2,504-6.4% | $4,194-44.1% |
| Participant deferral / active EE | $9,286 | $4,196+121.3% | $3,881+139.3% | $6,396+45.2% |
| Admin fee / account holder | $218 | $6,600-96.7% | $6,199-96.5% | $12,562-98.3% |