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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,296 | $154,228-75.8% | $145,433-74.4% | $137,256-72.8% |
| Participation rate | 72.2% | 83.8%-11.6pp | 82.1%-9.9pp | 80.0%-7.7pp |
| Annual return | 18.49% | 74.59%-56.1pp | 66.58%-48.1pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,355 | $4,804-51.0% | $4,554-48.3% | $4,156-43.3% |
| Participant deferral / active EE | $4,042 | $8,216-50.8% | $7,897-48.8% | $6,407-36.9% |
| Admin fee / account holder | $4,993 | $14,344-65.2% | $13,129-62.0% | $12,270-59.3% |