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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,001 | $67,894+0.2% | $89,340-23.9% | $82,448-17.5% |
| Participation rate | 53.6% | 64.0%-10.5pp | 69.6%-16.0pp | 68.1%-14.5pp |
| Annual return | 19.15% | 19.21%-0.1pp | 20.57%-1.4pp | 41.64%-22.5pp |
| Employer contribution / active EE | $2,242 | $1,828+22.7% | $2,231+0.5% | $2,551-12.1% |
| Participant deferral / active EE | $3,640 | $3,072+18.5% | $3,823-4.8% | $4,139-12.1% |
| Admin fee / account holder | $2,905 | $5,723-49.2% | $6,704-56.7% | $7,234-59.8% |