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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,001 | $69,273-1.8% | $90,796-25.1% | $82,637-17.7% |
| Participation rate | 53.6% | 64.0%-10.5pp | 69.5%-15.9pp | 68.1%-14.5pp |
| Annual return | 19.15% | 18.37%+0.8pp | 19.29%-0.1pp | 53.51%-34.4pp |
| Employer contribution / active EE | $2,242 | $1,865+20.2% | $2,294-2.2% | $2,552-12.1% |
| Participant deferral / active EE | $3,640 | $3,047+19.5% | $3,822-4.7% | $4,126-11.8% |
| Admin fee / account holder | $2,905 | $5,511-47.3% | $7,024-58.6% | $7,339-60.4% |