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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,597 | $134,817-54.3% | $123,973-50.3% | $155,188-60.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 18.48% | 515.49%-497.0pp | 388.13%-369.6pp | 148.84%-130.4pp |
| Employer contribution / active EE | $3,627 | $4,425-18.0% | $4,126-12.1% | $4,248-14.6% |
| Participant deferral / active EE | $7,363 | $5,706+29.0% | $5,247+40.3% | $6,531+12.7% |
| Admin fee / account holder | $380 | $13,245-97.1% | $11,799-96.8% | $14,480-97.4% |