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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,185 | $90,614+126.4% | $76,089+169.7% | $145,877+40.7% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.1%+5.9pp | 80.3%-5.3pp |
| Annual return | 9.85% | 623.80%-613.9pp | 360.94%-351.1pp | 551.28%-541.4pp |
| Employer contribution / active EE | $5,621 | $3,324+69.1% | $2,690+109.0% | $4,663+20.6% |
| Participant deferral / active EE | $18,401 | $5,168+256.0% | $4,259+332.0% | $6,691+175.0% |
| Admin fee / account holder | $6,324 | $8,376-24.5% | $6,418-1.5% | $13,402-52.8% |