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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,185 | $90,691+126.2% | $76,119+169.6% | $145,884+40.6% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.1%+5.9pp | 80.3%-5.3pp |
| Annual return | 9.85% | 624.52%-614.7pp | 361.25%-351.4pp | 551.85%-542.0pp |
| Employer contribution / active EE | $5,621 | $3,329+68.9% | $2,693+108.8% | $4,662+20.6% |
| Participant deferral / active EE | $18,401 | $5,167+256.1% | $4,259+332.0% | $6,690+175.1% |
| Admin fee / account holder | $6,324 | $8,383-24.6% | $6,421-1.5% | $13,392-52.8% |