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| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $17,031 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,493 | $122,128-36.5% | $147,080-47.3% | $199,960-61.2% |
| Participation rate | 92.2% | 78.2%+14.0pp | 82.2%+10.0pp | 72.0%+20.2pp |
| Annual return | 19.81% | 30.58%-10.8pp | 420.17%-400.4pp | 34.28%-14.5pp |
| Employer contribution / active EE | $2,810 | $4,093-31.3% | $4,933-43.0% | $3,036-7.4% |
| Participant deferral / active EE | $12,376 | $8,484+45.9% | $8,066+53.4% | $5,087+143.3% |
| Admin fee / account holder | $7 | $180-96.1% | $12,989-99.9% | $269-97.4% |