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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,255 | $160,040-56.7% | $147,096-52.9% | $145,877-52.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 12.70% | 98.49%-85.8pp | 419.75%-407.0pp | 551.28%-538.6pp |
| Employer contribution / active EE | $2,745 | $5,289-48.1% | $4,936-44.4% | $4,663-41.1% |
| Participant deferral / active EE | $9,165 | $8,429+8.7% | $8,071+13.6% | $6,691+37.0% |
| Admin fee / account holder | $317 | $15,050-97.9% | $13,005-97.6% | $13,402-97.6% |