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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,255 | $160,070-56.7% | $147,117-52.9% | $145,897-52.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 12.70% | 98.69%-86.0pp | 420.54%-407.8pp | 552.29%-539.6pp |
| Employer contribution / active EE | $2,745 | $5,285-48.1% | $4,932-44.4% | $4,663-41.1% |
| Participant deferral / active EE | $9,165 | $8,419+8.9% | $8,065+13.6% | $6,689+37.0% |
| Admin fee / account holder | $317 | $15,035-97.9% | $12,993-97.6% | $13,390-97.6% |