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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,959 | $89,515-79.9% | $103,065-82.6% | $80,959-77.8% |
| Participation rate | 73.2% | 76.0%-2.8pp | 80.6%-7.4pp | 67.7%+5.5pp |
| Annual return | 16.02% | 22.82%-6.8pp | 23.95%-7.9pp | 35.67%-19.6pp |
| Employer contribution / active EE | $2,387 | $4,015-40.6% | $4,675-48.9% | $2,757-13.4% |
| Participant deferral / active EE | $6,268 | $5,463+14.7% | $6,625-5.4% | $4,300+45.8% |
| Admin fee / account holder | $3,006 | $6,527-53.9% | $9,349-67.8% | $6,925-56.6% |