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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,959 | $89,698-80.0% | $103,464-82.6% | $80,874-77.8% |
| Participation rate | 73.2% | 76.0%-2.8pp | 80.5%-7.3pp | 67.6%+5.5pp |
| Annual return | 16.02% | 22.78%-6.8pp | 23.91%-7.9pp | 35.62%-19.6pp |
| Employer contribution / active EE | $2,387 | $4,018-40.6% | $4,677-49.0% | $2,756-13.4% |
| Participant deferral / active EE | $6,268 | $5,456+14.9% | $6,624-5.4% | $4,297+45.9% |
| Admin fee / account holder | $3,006 | $6,768-55.6% | $9,410-68.1% | $6,935-56.7% |