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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,340 | $107,809-50.5% | $97,032-45.0% | $155,188-65.6% |
| Participation rate | 33.3% | 75.5%-42.1pp | 71.6%-38.2pp | 80.8%-47.5pp |
| Annual return | 18.97% | 38.06%-19.1pp | 35.38%-16.4pp | 148.84%-129.9pp |
| Employer contribution / active EE | $893 | $2,911-69.3% | $2,629-66.0% | $4,248-79.0% |
| Participant deferral / active EE | $4,424 | $5,129-13.8% | $4,672-5.3% | $6,531-32.3% |
| Admin fee / account holder | $218 | $10,717-98.0% | $9,418-97.7% | $14,480-98.5% |