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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,340 | $108,882-51.0% | $96,754-44.9% | $154,746-65.5% |
| Participation rate | 33.3% | 75.1%-41.7pp | 70.3%-36.9pp | 80.7%-47.4pp |
| Annual return | 18.97% | 98.39%-79.4pp | 82.04%-63.1pp | 172.34%-153.4pp |
| Employer contribution / active EE | $893 | $3,018-70.4% | $2,679-66.7% | $4,379-79.6% |
| Participant deferral / active EE | $4,424 | $5,323-16.9% | $4,758-7.0% | $6,730-34.3% |
| Admin fee / account holder | $218 | $10,200-97.9% | $8,905-97.6% | $14,365-98.5% |