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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,405 | $56,116+105.7% | $135,768-15.0% | $86,983+32.7% |
| Participation rate | 92.0% | 60.1%+31.9pp | 71.1%+20.9pp | 69.5%+22.5pp |
| Annual return | 18.57% | 125.33%-106.8pp | 526.10%-507.5pp | 25.83%-7.3pp |
| Employer contribution / active EE | $11,310 | $1,528+640.3% | $3,394+233.2% | $2,584+337.6% |
| Participant deferral / active EE | $7,457 | $2,690+177.2% | $3,977+87.5% | $4,194+77.8% |
| Admin fee / account holder | $3,231 | $4,314-25.1% | $7,048-54.2% | $7,856-58.9% |