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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,405 | $53,063+117.5% | $124,206-7.1% | $82,637+39.7% |
| Participation rate | 92.0% | 58.4%+33.6pp | 69.6%+22.4pp | 68.1%+23.9pp |
| Annual return | 18.57% | 68.87%-50.3pp | 515.27%-496.7pp | 53.51%-34.9pp |
| Employer contribution / active EE | $11,310 | $1,530+639.0% | $3,540+219.5% | $2,552+343.2% |
| Participant deferral / active EE | $7,457 | $2,644+182.0% | $3,968+87.9% | $4,126+80.7% |
| Admin fee / account holder | $3,231 | $4,281-24.5% | $5,929-45.5% | $7,339-56.0% |