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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,052 | $76,519+37.3% | $56,025+87.5% | $145,897-28.0% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 10.86% | 3017.03%-3006.2pp | 1712.69%-1701.8pp | 552.29%-541.4pp |
| Employer contribution / active EE | $305 | $1,383-78.0% | $1,042-70.8% | $4,663-93.5% |
| Participant deferral / active EE | $2,774 | $2,624+5.7% | $1,955+41.9% | $6,689-58.5% |
| Admin fee / account holder | $163 | $3,331-95.1% | $2,828-94.2% | $13,390-98.8% |