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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,646 | $160,028-65.2% | $147,080-62.2% | $145,884-61.9% |
| Participation rate | 55.6% | 84.0%-28.5pp | 82.2%-26.6pp | 80.3%-24.7pp |
| Annual return | 12.85% | 98.60%-85.7pp | 420.17%-407.3pp | 551.85%-539.0pp |
| Employer contribution / active EE | $2,861 | $5,286-45.9% | $4,933-42.0% | $4,662-38.6% |
| Participant deferral / active EE | $4,593 | $8,422-45.5% | $8,066-43.1% | $6,690-31.3% |
| Admin fee / account holder | $879 | $15,030-94.2% | $12,989-93.2% | $13,392-93.4% |