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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,236 | $162,136-54.2% | $152,301-51.3% | $154,746-52.0% |
| Participation rate | 62.5% | 84.1%-21.6pp | 82.4%-19.9pp | 80.7%-18.2pp |
| Annual return | 17.42% | 91.02%-73.6pp | 80.50%-63.1pp | 172.34%-154.9pp |
| Employer contribution / active EE | $2,987 | $4,890-38.9% | $4,624-35.4% | $4,379-31.8% |
| Participant deferral / active EE | $4,798 | $8,341-42.5% | $8,004-40.0% | $6,730-28.7% |
| Admin fee / account holder | $939 | $15,759-94.0% | $14,398-93.5% | $14,365-93.5% |