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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,236 | $154,228-51.9% | $145,433-49.0% | $137,256-45.9% |
| Participation rate | 62.5% | 83.8%-21.3pp | 82.1%-19.6pp | 80.0%-17.5pp |
| Annual return | 17.42% | 74.59%-57.2pp | 66.58%-49.2pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,987 | $4,804-37.8% | $4,554-34.4% | $4,156-28.1% |
| Participant deferral / active EE | $4,798 | $8,216-41.6% | $7,897-39.2% | $6,407-25.1% |
| Admin fee / account holder | $939 | $14,344-93.5% | $13,129-92.8% | $12,270-92.3% |