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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,263 | $97,125-97.7% | $86,233-97.4% | $137,256-98.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 10.63% | 74.19%-63.6pp | 61.39%-50.8pp | 220.34%-209.7pp |
| Employer contribution / active EE | $441 | $2,841-84.5% | $2,504-82.4% | $4,156-89.4% |
| Participant deferral / active EE | $777 | $5,180-85.0% | $4,559-83.0% | $6,407-87.9% |
| Admin fee / account holder | $1,163 | $9,725-88.0% | $8,342-86.1% | $12,270-90.5% |