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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,492 | $94,439-26.4% | $73,658-5.7% | $154,746-55.1% |
| Participation rate | 81.3% | 64.7%+16.6pp | 57.0%+24.2pp | 80.7%+0.5pp |
| Annual return | 14.50% | 28.25%-13.7pp | 29.72%-15.2pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,511 | $1,257+20.2% | $1,032+46.4% | $4,379-65.5% |
| Participant deferral / active EE | $2,180 | $2,527-13.7% | $2,062+5.7% | $6,730-67.6% |
| Admin fee / account holder | $3,027 | $3,843-21.2% | $3,357-9.8% | $14,365-78.9% |