Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,425 | $72,071+433.4% | $68,368+462.3% | $137,256+180.1% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | -27.90% | 353.14%-381.0pp | 292.57%-320.5pp | 220.34%-248.2pp |
| Employer contribution / active EE | $13,265 | $2,788+375.8% | $2,649+400.8% | $4,156+219.2% |
| Participant deferral / active EE | $29,057 | $4,410+558.9% | $4,123+604.8% | $6,407+353.5% |
| Admin fee / account holder | $635 | $5,336-88.1% | $5,150-87.7% | $12,270-94.8% |