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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,766 | $211,105-44.2% | $178,449-34.0% | $145,978-19.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 3.58% | 30.19%-26.6pp | 27.09%-23.5pp | 550.52%-546.9pp |
| Employer contribution / active EE | $1,889 | $4,569-58.7% | $3,951-52.2% | $4,662-59.5% |
| Participant deferral / active EE | $16,042 | $6,959+130.5% | $6,277+155.6% | $6,690+139.8% |
| Admin fee / account holder | $1,378 | $12,017-88.5% | $10,362-86.7% | $13,400-89.7% |