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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,531 | $101,618-69.0% | $93,063-66.1% | $137,256-77.0% |
| Participation rate | 56.3% | 74.9%-18.7pp | 72.1%-15.9pp | 80.0%-23.7pp |
| Annual return | 16.87% | 223.95%-207.1pp | 34.15%-17.3pp | 220.34%-203.5pp |
| Employer contribution / active EE | $1,800 | $2,707-33.5% | $2,476-27.3% | $4,156-56.7% |
| Participant deferral / active EE | $4,296 | $4,279+0.4% | $3,958+8.5% | $6,407-32.9% |
| Admin fee / account holder | $3,493 | $6,198-43.7% | $6,033-42.1% | $12,270-71.5% |