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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,627 | $88,754-91.4% | $81,820-90.7% | $145,877-94.8% |
| Participation rate | 86.7% | 75.1%+11.6pp | 72.4%+14.3pp | 80.3%+6.4pp |
| Annual return | 12.57% | 1031.77%-1019.2pp | 777.93%-765.4pp | 551.28%-538.7pp |
| Employer contribution / active EE | $592 | $3,085-80.8% | $2,915-79.7% | $4,663-87.3% |
| Participant deferral / active EE | $1,161 | $4,648-75.0% | $4,323-73.1% | $6,691-82.6% |
| Admin fee / account holder | $563 | $8,424-93.3% | $7,391-92.4% | $13,402-95.8% |