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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,963 | $167,415-83.3% | $140,514-80.1% | $198,609-85.9% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 10.45% | 13.85%-3.4pp | 14.36%-3.9pp | 202.70%-192.2pp |
| Employer contribution / active EE | $2,054 | $4,088-49.8% | $3,378-39.2% | $5,055-59.4% |
| Participant deferral / active EE | $4,081 | $5,579-26.9% | $4,919-17.0% | $6,977-41.5% |
| Admin fee / account holder | $449 | $16,730-97.3% | $13,697-96.7% | $19,030-97.6% |