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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,513 | $160,028-64.7% | $147,080-61.6% | $145,884-61.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.70% | 98.60%-84.9pp | 420.17%-406.5pp | 551.85%-538.1pp |
| Employer contribution / active EE | $12,254 | $5,286+131.8% | $4,933+148.4% | $4,662+162.8% |
| Participant deferral / active EE | $16,893 | $8,422+100.6% | $8,066+109.4% | $6,690+152.5% |
| Admin fee / account holder | $2,778 | $15,030-81.5% | $12,989-78.6% | $13,392-79.3% |