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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,259 | $160,028-89.2% | $147,080-88.3% | $145,884-88.2% |
| Participation rate | 42.9% | 84.0%-41.2pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 17.46% | 98.60%-81.1pp | 420.17%-402.7pp | 551.85%-534.4pp |
| Employer contribution / active EE | $1,565 | $5,286-70.4% | $4,933-68.3% | $4,662-66.4% |
| Participant deferral / active EE | $3,620 | $8,422-57.0% | $8,066-55.1% | $6,690-45.9% |
| Admin fee / account holder | $91 | $15,030-99.4% | $12,989-99.3% | $13,392-99.3% |