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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,986 | $196,972-88.8% | $182,262-87.9% | $198,609-88.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.13% | 158.27%-139.1pp | 140.60%-121.5pp | 202.70%-183.6pp |
| Employer contribution / active EE | $2,971 | $5,364-44.6% | $5,046-41.1% | $5,055-41.2% |
| Participant deferral / active EE | $6,248 | $8,643-27.7% | $8,276-24.5% | $6,977-10.4% |
| Admin fee / account holder | $2,743 | $18,429-85.1% | $16,712-83.6% | $19,030-85.6% |