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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,587 | $111,535+108.5% | $105,223+121.0% | $137,256+69.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.13% | 237.85%-220.7pp | 180.65%-163.5pp | 220.34%-203.2pp |
| Employer contribution / active EE | $16,786 | $3,939+326.1% | $3,689+355.1% | $4,156+303.9% |
| Participant deferral / active EE | $11,573 | $5,500+110.4% | $5,072+128.2% | $6,407+80.6% |
| Admin fee / account holder | $3,143 | $9,721-67.7% | $8,859-64.5% | $12,270-74.4% |