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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,264 | $199,109-82.3% | $173,730-79.7% | $154,746-77.2% |
| Participation rate | 39.1% | 82.8%-43.7pp | 79.6%-40.4pp | 80.7%-41.6pp |
| Annual return | 14.79% | 20.02%-5.2pp | 19.96%-5.2pp | 172.34%-157.6pp |
| Employer contribution / active EE | $1,299 | $5,311-75.5% | $4,577-71.6% | $4,379-70.3% |
| Participant deferral / active EE | $2,841 | $7,113-60.1% | $6,326-55.1% | $6,730-57.8% |
| Admin fee / account holder | $28,924 | $20,916+38.3% | $17,523+65.1% | $14,365+101.3% |