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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,334 | $161,352-30.4% | $134,172-16.3% | $137,256-18.2% |
| Participation rate | 38.1% | 78.3%-40.2pp | 72.5%-34.4pp | 80.0%-41.9pp |
| Annual return | 18.88% | 28.72%-9.8pp | 25.30%-6.4pp | 220.34%-201.5pp |
| Employer contribution / active EE | $2,034 | $4,099-50.4% | $3,420-40.5% | $4,156-51.1% |
| Participant deferral / active EE | $3,102 | $5,552-44.1% | $4,690-33.9% | $6,407-51.6% |
| Admin fee / account holder | $471 | $15,028-96.9% | $12,016-96.1% | $12,270-96.2% |