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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,334 | $177,156-36.6% | $147,027-23.6% | $154,746-27.4% |
| Participation rate | 38.1% | 79.4%-41.3pp | 73.7%-35.6pp | 80.7%-42.6pp |
| Annual return | 18.88% | 21.94%-3.1pp | 20.23%-1.4pp | 172.34%-153.5pp |
| Employer contribution / active EE | $2,034 | $4,336-53.1% | $3,626-43.9% | $4,379-53.6% |
| Participant deferral / active EE | $3,102 | $5,797-46.5% | $4,933-37.1% | $6,730-53.9% |
| Admin fee / account holder | $471 | $14,904-96.8% | $12,223-96.1% | $14,365-96.7% |