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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,842 | $76,608-40.2% | $56,077-18.3% | $145,877-68.6% |
| Participation rate | 11.1% | 63.2%-52.1pp | 52.5%-41.4pp | 80.3%-69.2pp |
| Annual return | 14.65% | 3009.59%-2994.9pp | 1709.28%-1694.6pp | 551.28%-536.6pp |
| Employer contribution / active EE | $178 | $1,382-87.1% | $1,040-82.9% | $4,663-96.2% |
| Participant deferral / active EE | $2,551 | $2,624-2.8% | $1,954+30.6% | $6,691-61.9% |
| Admin fee / account holder | $4,286 | $3,325+28.9% | $2,825+51.7% | $13,402-68.0% |