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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,544 | $106,524-57.2% | $152,301-70.1% | $87,485-47.9% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.4%+14.1pp | 68.9%+27.6pp |
| Annual return | 22.11% | 26.89%-4.8pp | 80.50%-58.4pp | 26.06%-4.0pp |
| Employer contribution / active EE | $5,445 | $3,371+61.5% | $4,624+17.8% | $2,596+109.7% |
| Participant deferral / active EE | $10,363 | $6,525+58.8% | $8,004+29.5% | $4,274+142.5% |
| Admin fee / account holder | $1,004 | $8,287-87.9% | $14,398-93.0% | $7,775-87.1% |