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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,565 | $117,846+78.7% | $102,434+105.6% | $145,884+44.3% |
| Participation rate | 69.2% | 78.6%-9.4pp | 76.5%-7.3pp | 80.3%-11.1pp |
| Annual return | 13.27% | 31.90%-18.6pp | 29.46%-16.2pp | 551.85%-538.6pp |
| Employer contribution / active EE | $23,104 | $3,615+539.2% | $3,023+664.2% | $4,662+395.5% |
| Participant deferral / active EE | $10,537 | $5,733+83.8% | $5,055+108.4% | $6,690+57.5% |
| Admin fee / account holder | $0 | $13,356-100.0% | $9,462-100.0% | $13,392-100.0% |