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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,493 | $154,228-4.4% | $145,433+1.4% | $137,256+7.5% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 208.13% | 74.59%+133.5pp | 66.58%+141.6pp | 220.34%-12.2pp |
| Employer contribution / active EE | $2,430 | $4,804-49.4% | $4,554-46.6% | $4,156-41.5% |
| Participant deferral / active EE | $5,081 | $8,216-38.2% | $7,897-35.7% | $6,407-20.7% |
| Admin fee / account holder | $14,461 | $14,344+0.8% | $13,129+10.1% | $12,270+17.9% |