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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,704 | $89,259-12.9% | $107,187-27.5% | $82,637-6.0% |
| Participation rate | 97.1% | 67.9%+29.1pp | 75.0%+22.0pp | 68.1%+29.0pp |
| Annual return | 17.58% | 21.02%-3.4pp | 204.55%-187.0pp | 53.51%-35.9pp |
| Employer contribution / active EE | $10,358 | $3,080+236.3% | $3,782+173.8% | $2,552+305.8% |
| Participant deferral / active EE | $3,146 | $4,037-22.1% | $5,096-38.3% | $4,126-23.8% |
| Admin fee / account holder | $3,025 | $7,381-59.0% | $9,162-67.0% | $7,339-58.8% |