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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,704 | $96,731-19.7% | $123,973-37.3% | $86,983-10.7% |
| Participation rate | 97.1% | 70.0%+27.0pp | 76.7%+20.4pp | 69.5%+27.5pp |
| Annual return | 17.58% | 17.33%+0.3pp | 388.13%-370.5pp | 25.83%-8.2pp |
| Employer contribution / active EE | $10,358 | $3,297+214.2% | $4,126+151.0% | $2,584+300.8% |
| Participant deferral / active EE | $3,146 | $4,152-24.2% | $5,247-40.0% | $4,194-25.0% |
| Admin fee / account holder | $3,025 | $8,722-65.3% | $11,799-74.4% | $7,856-61.5% |