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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,135 | $160,028-29.3% | $147,080-23.1% | $145,884-22.4% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 157.64% | 98.60%+59.0pp | 420.17%-262.5pp | 551.85%-394.2pp |
| Employer contribution / active EE | $3,748 | $5,286-29.1% | $4,933-24.0% | $4,662-19.6% |
| Participant deferral / active EE | $6,235 | $8,422-26.0% | $8,066-22.7% | $6,690-6.8% |
| Admin fee / account holder | $480 | $15,030-96.8% | $12,989-96.3% | $13,392-96.4% |