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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,612 | $139,948-83.8% | $121,663-81.4% | $154,746-85.4% |
| Participation rate | 33.3% | 78.0%-44.7pp | 74.5%-41.2pp | 80.7%-47.4pp |
| Annual return | 19.53% | 230.52%-211.0pp | 147.54%-128.0pp | 172.34%-152.8pp |
| Employer contribution / active EE | $4,377 | $3,521+24.3% | $3,020+44.9% | $4,379-0.1% |
| Participant deferral / active EE | $4,377 | $5,629-22.2% | $4,887-10.4% | $6,730-35.0% |
| Admin fee / account holder | $13,205 | $17,321-23.8% | $14,289-7.6% | $14,365-8.1% |