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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,612 | $142,354-84.1% | $125,529-82.0% | $155,188-85.4% |
| Participation rate | 33.3% | 78.1%-44.7pp | 74.7%-41.4pp | 80.8%-47.5pp |
| Annual return | 19.53% | 306.06%-286.5pp | 202.56%-183.0pp | 148.84%-129.3pp |
| Employer contribution / active EE | $4,377 | $3,501+25.0% | $3,058+43.1% | $4,248+3.0% |
| Participant deferral / active EE | $4,377 | $5,491-20.3% | $4,813-9.1% | $6,531-33.0% |
| Admin fee / account holder | $13,205 | $19,392-31.9% | $16,298-19.0% | $14,480-8.8% |