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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,994 | $72,426+17.4% | $67,560+25.8% | $145,897-41.7% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 14.72% | 7226.78%-7212.1pp | 3533.50%-3518.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $4,632 | $3,074+50.7% | $2,737+69.3% | $4,663-0.7% |
| Participant deferral / active EE | $13,819 | $4,785+188.8% | $4,004+245.1% | $6,689+106.6% |
| Admin fee / account holder | $336 | $5,514-93.9% | $3,994-91.6% | $13,390-97.5% |