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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,733 | $174,379-89.3% | $152,093-87.7% | $138,895-86.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.44% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $1,341 | $4,652-71.2% | $4,175-67.9% | $4,194-68.0% |
| Participant deferral / active EE | $4,197 | $6,159-31.9% | $5,451-23.0% | $6,396-34.4% |
| Admin fee / account holder | $963 | $16,880-94.3% | $14,497-93.4% | $12,562-92.3% |