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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,125 | $61,125-68.7% | $94,057-79.7% | $87,485-78.1% |
| Participation rate | 93.3% | 64.1%+29.3pp | 73.3%+20.0pp | 68.9%+24.4pp |
| Annual return | 21.30% | 35.20%-13.9pp | 480.62%-459.3pp | 26.06%-4.8pp |
| Employer contribution / active EE | $0 | $2,136-100.0% | $2,933-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,960 | $3,260+21.5% | $4,709-15.9% | $4,274-7.3% |
| Admin fee / account holder | $1,642 | $5,629-70.8% | $7,244-77.3% | $7,775-78.9% |