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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,711 | $58,275-85.1% | $81,844-89.4% | $80,935-89.2% |
| Participation rate | 96.8% | 63.5%+33.3pp | 72.4%+24.4pp | 67.7%+29.1pp |
| Annual return | 15.02% | 41.82%-26.8pp | 778.87%-763.9pp | 35.66%-20.6pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,185 | $3,285+27.4% | $4,323-3.2% | $4,299-2.7% |
| Admin fee / account holder | $1,390 | $4,749-70.7% | $7,355-81.1% | $6,924-79.9% |