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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,935 | $166,242-96.4% | $165,071-96.4% | $145,884-95.9% |
| Participation rate | 70.6% | 82.0%-11.4pp | 78.6%-8.0pp | 80.3%-9.7pp |
| Annual return | 17.13% | 100.44%-83.3pp | 70.17%-53.0pp | 551.85%-534.7pp |
| Employer contribution / active EE | $1,807 | $5,283-65.8% | $4,347-58.4% | $4,662-61.3% |
| Participant deferral / active EE | $2,839 | $6,964-59.2% | $6,035-53.0% | $6,690-57.6% |
| Admin fee / account holder | $1,276 | $16,658-92.3% | $12,695-89.9% | $13,392-90.5% |