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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,086 | $178,174-95.5% | $156,181-94.8% | $137,256-94.1% |
| Participation rate | 73.7% | 82.0%-8.4pp | 78.8%-5.1pp | 80.0%-6.3pp |
| Annual return | 23.56% | 84.19%-60.6pp | 64.87%-41.3pp | 220.34%-196.8pp |
| Employer contribution / active EE | $1,754 | $4,972-64.7% | $4,294-59.2% | $4,156-57.8% |
| Participant deferral / active EE | $2,781 | $6,888-59.6% | $6,132-54.7% | $6,407-56.6% |
| Admin fee / account holder | $501 | $17,404-97.1% | $14,586-96.6% | $12,270-95.9% |