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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,489 | $55,470-84.7% | $155,556-94.5% | $74,478-88.6% |
| Participation rate | 84.9% | 61.9%+23.0pp | 78.2%+6.6pp | 67.2%+17.7pp |
| Annual return | 21.31% | 269.80%-248.5pp | 64.84%-43.5pp | 1370.56%-1349.3pp |
| Employer contribution / active EE | $1,172 | $2,267-48.3% | $4,675-74.9% | $2,626-55.4% |
| Participant deferral / active EE | $2,623 | $2,838-7.6% | $5,631-53.4% | $4,350-39.7% |
| Admin fee / account holder | $1,869 | $1,744+7.2% | $15,885-88.2% | $1,946-3.9% |