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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,489 | $55,446-84.7% | $155,574-94.5% | $74,429-88.6% |
| Participation rate | 84.9% | 61.9%+23.0pp | 78.2%+6.7pp | 67.2%+17.7pp |
| Annual return | 21.31% | 269.20%-247.9pp | 64.87%-43.6pp | 1368.38%-1347.1pp |
| Employer contribution / active EE | $1,172 | $2,266-48.3% | $4,676-74.9% | $2,625-55.3% |
| Participant deferral / active EE | $2,623 | $2,836-7.5% | $5,629-53.4% | $4,348-39.7% |
| Admin fee / account holder | $1,869 | $1,743+7.3% | $15,914-88.3% | $1,944-3.9% |