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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,016 | $111,814-56.2% | $103,374-52.6% | $145,959-66.4% |
| Participation rate | 78.9% | 77.9%+1.0pp | 74.5%+4.4pp | 80.3%-1.3pp |
| Annual return | 4.43% | 24.77%-20.3pp | 24.89%-20.5pp | 561.95%-557.5pp |
| Employer contribution / active EE | $2,837 | $4,214-32.7% | $3,869-26.7% | $4,661-39.1% |
| Participant deferral / active EE | $7,579 | $5,618+34.9% | $5,058+49.8% | $6,689+13.3% |
| Admin fee / account holder | $5,482 | $9,754-43.8% | $8,394-34.7% | $13,398-59.1% |