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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,959 | $110,410-60.2% | $102,437-57.1% | $145,897-69.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.96% | 24.85%-9.9pp | 24.95%-10.0pp | 552.29%-537.3pp |
| Employer contribution / active EE | $3,380 | $4,217-19.9% | $3,871-12.7% | $4,663-27.5% |
| Participant deferral / active EE | $7,998 | $5,622+42.3% | $5,060+58.1% | $6,689+19.6% |
| Admin fee / account holder | $510 | $9,745-94.8% | $8,388-93.9% | $13,390-96.2% |