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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,423 | $183,539-31.1% | $155,556-18.7% | $145,897-13.3% |
| Participation rate | 88.2% | 82.7%+5.5pp | 78.2%+10.0pp | 80.3%+7.9pp |
| Annual return | 14.46% | 61.31%-46.8pp | 64.84%-50.4pp | 552.29%-537.8pp |
| Employer contribution / active EE | $7,571 | $5,315+42.4% | $4,675+61.9% | $4,663+62.4% |
| Participant deferral / active EE | $12,933 | $6,467+100.0% | $5,631+129.7% | $6,689+93.3% |
| Admin fee / account holder | $1,533 | $19,275-92.0% | $15,885-90.3% | $13,390-88.5% |