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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,197 | $125,184-83.1% | $105,607-79.9% | $145,884-85.5% |
| Participation rate | 45.5% | 77.6%-32.2pp | 75.3%-29.8pp | 80.3%-34.8pp |
| Annual return | 15.12% | 225.00%-209.9pp | 116.11%-101.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,573 | $3,720-57.7% | $3,167-50.3% | $4,662-66.3% |
| Participant deferral / active EE | $3,372 | $5,714-41.0% | $5,011-32.7% | $6,690-49.6% |
| Admin fee / account holder | $19 | $17,133-99.9% | $10,958-99.8% | $13,392-99.9% |