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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,268 | $109,967-67.0% | $97,197-62.7% | $145,877-75.1% |
| Participation rate | 85.7% | 76.0%+9.8pp | 72.7%+13.0pp | 80.3%+5.4pp |
| Annual return | 16.52% | 244.27%-227.8pp | 75.47%-58.9pp | 551.28%-534.8pp |
| Employer contribution / active EE | $2,879 | $3,077-6.4% | $2,723+5.8% | $4,663-38.2% |
| Participant deferral / active EE | $6,132 | $4,676+31.1% | $4,263+43.8% | $6,691-8.3% |
| Admin fee / account holder | $10,933 | $6,199+76.4% | $5,637+93.9% | $13,402-18.4% |