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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,063 | $125,778-43.5% | $114,563-38.0% | $154,746-54.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 21.62% | 295.14%-273.5pp | 241.09%-219.5pp | 172.34%-150.7pp |
| Employer contribution / active EE | $11,024 | $2,806+292.9% | $2,592+325.3% | $4,379+151.7% |
| Participant deferral / active EE | $13,024 | $4,445+193.0% | $4,142+214.4% | $6,730+93.5% |
| Admin fee / account holder | $845 | $8,190-89.7% | $7,623-88.9% | $14,365-94.1% |