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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,063 | $101,618-30.1% | $93,063-23.6% | $137,256-48.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 21.62% | 223.95%-202.3pp | 34.15%-12.5pp | 220.34%-198.7pp |
| Employer contribution / active EE | $11,024 | $2,707+307.2% | $2,476+345.2% | $4,156+165.3% |
| Participant deferral / active EE | $13,024 | $4,279+204.4% | $3,958+229.0% | $6,407+103.3% |
| Admin fee / account holder | $845 | $6,198-86.4% | $6,033-86.0% | $12,270-93.1% |