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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,063 | $177,353-59.9% | $158,226-55.1% | $198,609-64.2% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 21.62% | 599.50%-577.9pp | 501.41%-479.8pp | 202.70%-181.1pp |
| Employer contribution / active EE | $11,024 | $3,239+240.4% | $2,986+269.2% | $5,055+118.1% |
| Participant deferral / active EE | $13,024 | $4,615+182.2% | $4,317+201.7% | $6,977+86.7% |
| Admin fee / account holder | $845 | $10,960-92.3% | $10,217-91.7% | $19,030-95.6% |