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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES3 years Filed as: EDWARD D. JONES & CO., L.P. Service code 51 · EIN 43-0345811 | Investment Mgmt Fees | $20,763 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $7,098 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,065 | $75,923+4.1% | $102,434-22.8% | - |
| Participation rate | 64.7% | 71.4%-6.7pp | 76.5%-11.8pp | - |
| Annual return | 13.98% | 15.12%-1.1pp | 29.46%-15.5pp | - |
| Employer contribution / active EE | $3,591 | $2,206+62.8% | $3,023+18.8% | - |
| Participant deferral / active EE | $6,466 | $4,258+51.8% | $5,055+27.9% | - |
| Admin fee / account holder | $278 | $11,449-97.6% | $9,462-97.1% | - |