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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,574 | $89,259-26.5% | $107,187-38.8% | $82,637-20.6% |
| Participation rate | 92.6% | 67.9%+24.7pp | 75.0%+17.6pp | 68.1%+24.5pp |
| Annual return | 17.02% | 21.02%-4.0pp | 204.55%-187.5pp | 53.51%-36.5pp |
| Employer contribution / active EE | $8,947 | $3,080+190.5% | $3,782+136.6% | $2,552+250.6% |
| Participant deferral / active EE | $8,813 | $4,037+118.3% | $5,096+72.9% | $4,126+113.6% |
| Admin fee / account holder | $1,372 | $7,381-81.4% | $9,162-85.0% | $7,339-81.3% |