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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,075 | $29,733+61.7% | $56,025-14.2% | $80,959-40.6% |
| Participation rate | 66.7% | 41.7%+24.9pp | 52.5%+14.2pp | 67.7%-1.0pp |
| Annual return | 13.72% | 35.28%-21.6pp | 1712.69%-1699.0pp | 35.67%-21.9pp |
| Employer contribution / active EE | $5,898 | $672+778.0% | $1,042+466.2% | $2,757+113.9% |
| Participant deferral / active EE | $2,813 | $1,229+128.8% | $1,955+43.9% | $4,300-34.6% |
| Admin fee / account holder | $75 | $2,434-96.9% | $2,828-97.3% | $6,925-98.9% |