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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,075 | $29,667+62.1% | $56,441-14.8% | $80,874-40.6% |
| Participation rate | 66.7% | 41.7%+25.0pp | 52.5%+14.2pp | 67.6%-1.0pp |
| Annual return | 13.72% | 35.22%-21.5pp | 1704.21%-1690.5pp | 35.62%-21.9pp |
| Employer contribution / active EE | $5,898 | $669+781.1% | $1,039+467.6% | $2,756+114.0% |
| Participant deferral / active EE | $2,813 | $1,227+129.3% | $1,953+44.0% | $4,297-34.5% |
| Admin fee / account holder | $75 | $2,429-96.9% | $2,829-97.3% | $6,935-98.9% |